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IKS Peněžní trh PLUS - Starting with a clean sheet


Dynamic money market funds went in 2008 through the worst year in their history. A Long-term successful investment strategy, which was characterized for its stable and relatively good performance usually exceeding return from deposits, was hit in 2008 by the aftermath of the biggest financial crises since the Second World War. Fading economy, lack of liquidity and surge in risk aversion were the main features that affected the performance of dynamic money market funds in the year 2008. Due to almost non-existing secondary market for corporate fixed income and de facto inability to find proper price for the underlying assets, the managers had to revalue some of the underlyings down. Naturally, this fact appeared negatively in the performance of enhanced money market funds. At once, one of the least risk mutual funds have been shedding couple of percentage points within few weeks.
However, the decrease in the performance of these funds does not take into account only the quality of the underlyings, but also the rate at which investment companies mirrored the aftermath of the financial crises (increase in credit spread) into the valuation of quality bonds in their portfolios. We would like to emphasize here, that IKS takes into account all market factors while valuing underlying assets in portfolios of its funds. This policy is fully in line with prudent and transparent principles of SG Group.
In compliance with these principles, the point of view of the CNB and reflecting the gradual revaluation of the impacted assets (especially the Landsbanki bonds) by 1 percent daily due to the illiquidity of the capital markets, IKS currently appreciated the impacted assets in the portfolio by zero.The revaluation process will, at the same time, enable us not to weight on next year performance of the Fund. In our opinion, there should not be any further revaluation in the portfolio in 2009 and the performance of the Fund should go back on positive trajectory from early days of the new year and aim at current yield to maturity (5,4 % p.a. as of the end of November).
In this context, we would also like to point out that the management fee of the Fund has been decreased temporarily to zero for the benefit of clients of the Fund. This step is unprecedented on Czech mutual fund market and reflects the ethical manners of IKS towards its clients.