INVESTMENT ADVISOR

Why should one invest on the capital market? There is an easy answer to this question:

It will enable you to valuate your finances. Neither current accounts nor time deposits can do this on long-term basis, because they are not intended for this. Building savings and supplementary pension insurance, which generate relatively high return on investments thanks to the government contribution, are limited by the highest possible regularly deposited amount, over which the government contribution stays constant.

You will need 5 000 Czech crowns as a single investment in the funds, or 500 Czech crowns in case of regular investments. The amount of your investment is not limited in any way - you may obviously invest much higher amounts. You can do all this without any special knowledge of the capital market operations and its individual instruments. You do not even need any experience, which are even more important. We will provide the know-how.

In this section, we bring you other advice and information, which might help you in the course of investing, with selection of funds and investment strategy. The section includes the frequently used Investor’s glossary plainly explaining the basic investment terms.

And why should one invest with IKS?

Because our offer of mutual funds and our services combine quality and experience with the expertise of a strong partner or because we are part of one of the largest and on a long-term basis most successful investment companies operating on the Czech market of collective investments and asset management. Or simply because…

…we will enable you to access to returns on the financial markets:

In comparison with individual investments mutual funds offer incomparably wider range of opportunities for valuation of financial resources. In order to purchase bonds, for example, which usually generate higher returns than time deposits, one may need tens or even hundreds of millions crowns. One client can hardly come up with this kind of money, however, collective resources of hundreds of clients in open-end mutual funds can.

…your funds are managed by a team of professionals:

We will lower the risk associated with your capital market investment. Everybody knows that it is not smart to put “all eggs in one basket”. That is why IKS fund managers invest in many items and thus distribute the risks associated with a given investment. In addition to this, your money is handled by a team of professionals, which has a worldwide analytic support of regional SGAM specialists.

…we can mediate to you a wide range of investment opportunities:

We are offering to you a wide range of open-end mutual funds of all categories – money market funds, bond funds, balanced funds, equity funds, as well as guarantee funds. You may select a fund according to your investment horizon, the risk that you are willing to accept, and the expected return. If you are interested in customized services, you may take advantage of your asset management.

…we will advise you free of charge on how to invest:

We provide free investment consulting and information services through the extensive network of more than 360 branches of Komerční banka. You do not know which branch is the closest to you? You can find the list of branches here . You may also call our toll-free help line 800 11 11 66 or send your enquiry via email to info@iks-kb.cz . Upon request, we will send materials to you – brochure of our funds, Prospectuses of individual funds, and Contracts on the terms and conditions of purchase and redemption of share certificates.

…it is easy to invest with us:

It is possible to conclude a basic “Contract” and purchase share certificates through one of more than 360 branches and selected offices of Komerční banka, by telephone using Expresní linka of Komerční banka , and using the internet application Mojebanka available to direct banking clients of KB, or in the registered office of the company. Upon a conclusion of the “Contract”, you may remit your resources to an account of the selected fund, in the following mann

  • In cash – at a cash desk in Komerční banka;
  •   By telephone, using Expresní linka KB;
  •   Via direct internet banking (application Mojebanka);
  • Via a payment order from any banking institution;
  • Via post money order.

Always use the number of your contract as the variable symbol of the payment – it serves as an identification of your investment. If you would like to invest on regular basis, you may set up a standing order from your account.

…you will be able to constantly monitor the valuation of your money:

Each business day, you may check the value of your investment or you may find out its valuation. The current prices of individual funds may be found Tuesday through Saturday in the daily papers MF DNES and Právo, and Monday through Friday in Hospodářské noviny. This information is also available at our web page or at our toll-free help line 800 11 11 66. We send regular semiannual status reports to our clients about the status of an investment and fund management reports.

…your resources are available to you at any time:

The money you invested in the funds are available to you at any time – you may ask for redemption of your share certificates at any given point of time. Your request will be settled within fifteen business days, however, the whole process is usually much faster and you may have your financial resources available approximately within a week. In case you invest as a physical entity and the period between the purchase and the redemption of your share certificates exceeded 6 months, the return from your investment is exempt from taxation.

 
IKS KB, a company of Amundi Group

www.amundi.com
NOTE: The information stated on these web pages is of an indicative nature and does not serve as an instruction to invest and it does not represent any investment recommendation for a purchase and/or sale of any securities and/or other financial instruments. All data herein shall only be informative and not binding, and they may be updated without any prior warning. The information stated herein has been acquired from the sources, which IKS KB, a. s. considers reliable, however, IKS KB, a.s. shall not be responsible for the completeness, reliability, topicality, and/or accuracy of any all information stated herein and it shall not be responsible for any potential damage/loss, which might be incurred in connection with the information. Prior to any investments, you should verify the information stated herein or contact our employees. Investments in financial instruments are always associated with fluctuations of their price; the return of the resources invested is thus not guaranteed in any way.